What New York Foreclosure Help is, and is not
A New York homeowner facing foreclosure needs two things: to understand where they are in the process, and to reach someone who can act on it. This site does the first on its own pages and routes the second to a participating attorney.
Not a law firm
Many participating attorneys
Free initial case review
What it is
An attorney connection service,
built around one process.
New York foreclosure is judicial and runs county by county. The site explains that process, stage by stage and county by county, and connects homeowners to attorneys who handle it.
We are not a law firm and we do not give legal advice. We do not work with a single firm. A request is routed to a participating New York attorney or firm for the county the property is in and the stage the case is at, because a homeowner served with a summons in Erie County needs a different conversation from one with a settlement conference date in Queens.
The initial case review is free to the homeowner and is done by the participating attorney, not by this site. The site does not recommend, rank or endorse any attorney and is not a lawyer-referral service. Whether to hire the attorney, and on what terms, is a separate decision between the homeowner and that attorney. Submitting a request does not create an attorney-client relationship, stop a sale, or extend a deadline.
Free help exists too
The Homeowner Protection Program, 1-855-466-3456, reaches free housing counselors and legal services offices statewide. Using it and requesting a case review here are not alternatives.
How a request works
Three steps, and what happens to your information.
- 01
You tell us where you are
One question: which stage of the foreclosure process you are at. It is the only qualification asked on the page, and it decides who should receive the request.
Nothing is stored in your browser
- 02
You tell us how to reach you
Name, phone and email, with your consent to be contacted about the request. The request is forwarded to an intake service; nothing is sold to advertisers.
See the privacy notice
- 03
A participating attorney follows up
An attorney or firm for your county and situation contacts you for a free initial review. You decide whether to go further.
No obligation to hire
How the site is built
Public facts, dated, nothing invented.
Everything the site says about procedure comes from published New York statute and from the court system's, county clerks', Attorney General's and HUD's own pages, with the date each was read.
The stage guides
Eleven guides cover the New York sequence from a missed payment to the auction: the 90-day notice, the default letter, the summons and complaint, the lis pendens, the settlement conference, the judgment, the sale, and the situations in between. Each states the statute behind it and links to the county pages for where it happens.
The county pages
All 62 counties have a page: which court hears the case, where the notice of pendency is filed, how the settlement conference part runs, where and when auctions are held under the judicial district's plan, which HUD-approved counseling agencies are located there, and the public search tools for the case and the property record. Every fact carries its source and date; an unverified fact is left out rather than guessed.
What you will not find here
No testimonials, no results statistics, no credentials, no case counts, no promise that a foreclosure can be stopped or a loan modified. Only a lender or servicer can approve a modification, and no attorney can promise an outcome. How the facts are checked, and how to report an error, is on the verification page.
Your next chapter starts with a conversation.
Tell us where you are. Connect with a New York foreclosure attorney to discuss what may come next.
Free initial evaluation. No obligation to hire. A request does not create an attorney-client relationship, stop a sale, or extend a deadline.