Foreclosure help in Orange County

Specific to Orange County

Goshen, second floor.

Orange County runs under the Ninth Judicial District, which rewrote its auction rules in July 2024 and publishes a hardship declaration and conference worksheet used across the district. The courthouse in Goshen is where all of it happens.

One courthouse for the whole case

The Orange County Supreme and County Court at 285 Main Street in Goshen hears the foreclosure case from the summons to the judgment, and the clerk's office answers the number listed above. The County Clerk's online records portal, linked below, is where the notice of pendency against the property appears and where the case index number can be confirmed.

Orange does not publish a dedicated foreclosure part page the way Westchester, Dutchess, Putnam and Rockland do, so the notice you receive after the lender files proof of service is your source for the part, date and room of the settlement conference. The statewide rules apply in full: first conference within 60 days, good faith on both sides, no pause on the answer deadline.

Auctions in the second-floor lobby

The Ninth District's auction rules place Orange County foreclosure sales in the lobby area of Floor 2, Division 3 of the courthouse, with a nearby room available if more space is needed and a conference room where the paperwork is completed after a sale. Every auction, including one that permits remote bidding, still takes place in person there.

The auction calendar for the district is published on the court's website and is searchable through the statewide eCourts calendar linked below. A property that appears there has a sale date, and that date is the deadline for anything that could still be done, because the sale ends the right to redeem.

The district's forms are yours to use

The Ninth Judicial District publishes a Foreclosure Settlement Conference Worksheet and a Hardship Declaration in English and Spanish. They are the documents the conference part works from. Arriving at a first conference with the worksheet completed and the income documents it asks about is the most useful preparation an Orange County homeowner can do, with or without a lawyer.

There is no HUD-approved counseling agency located inside Orange County itself in the current federal list, so the HOPP hotline is the practical route to a free counselor or legal services office that serves the county.